Tools

What it costs to buy

The asking price is the start. Work out the taxes, fees and ongoing costs for your situation.

Your situation
I am buying .

This sets both the cost of buying and the cost to own.

Cost of buying

+9.21% on top of the price

Taxes and fees, about€18,430

9.21% of the asking price

Price + taxes + fees€218,430

Amounts shown in your selected currency

Line by line
Transfer tax (ITP), Andalucía

7% of the price

€14,000
Notary, including 21% VATEstimate

€550 fixed + 0.1% of the price, capped at €1,500

€750
Land registry, including 21% VATEstimate

€300 fixed + 0.08% of the price, capped at €1,000

€460
Your own lawyer, including 21% VATEstimate

1.21% of the price

€2,420
Spanish tax ID (NIE)Estimate

€100 fixed estimate

€100
Bank setupEstimate

€200 fixed estimate

€200
TranslationEstimate

€500 fixed

€500
Sources and how we calculate

Rates checked 20 Oct 2026. Estimates; your lawyer confirms the final figures. Sources: Transfer tax (ITP), Andalucía, Notary, including 21% VAT, Land registry, including 21% VAT, Your own lawyer, including 21% VAT, Spanish tax ID (NIE), Bank setup, Translation. ITP is charged on at least the official reference value (valor de referencia); this estimate uses the asking price. A sworn translator or interpreter for the deed if you don’t speak the language. Checks the condition, boundaries and planning compliance (geometra in Italy, géomètre in France).

Find the homes worth a closer look.

Join SOBA+

30-day money-back guarantee. Not an agency. No commission.